Terms of use

Educational use

The content, diagnostics, and calculators on www.myecos360.com are educational resources for insurance professionals and agency operators. They are not legal, tax, accounting, actuarial, compliance, carrier-specific, or investment advice, and they are not consumer insurance advice. You remain responsible for your own business decisions and for all licensing, carrier, state, federal, CMS, contractual, and privacy obligations that apply to you.

Tools and results

Free tools compute results from exactly the numbers you enter. Results are not benchmarks, predictions, or guarantees of any business outcome. The Mini 360 diagnostic produces a preliminary, self-reported pattern — see how it works for its stated limitations.

Intellectual property

The MyECOS360 name, the six-system framework language, site content, diagrams, and tools are the intellectual property of ECOS Insurance Solutions. You may reference and quote this site with attribution and a link. You may not republish substantial portions, resell the content, or present the framework as your own.

Application access

The authenticated MyECOS360 application is available to authorized users under separate agreements. Nothing on this public site grants application access.

No warranties; limitation of liability

This site is provided “as is.” While we hold published claims to a written evidence standard, we make no warranty that content is error-free, and we disclaim liability for decisions made in reliance on free educational content to the fullest extent permitted by law.

Changes

These terms may be updated; material changes are noted via corrections & updates. Continued use after a change constitutes acceptance.

Last reviewed: August 2026.